Are you paying too much?
This week marks the mid-point of the Open Enrollment Period for individual and family health insurance plans. If you are lucky enough to have a job that provides health insurance, your decision is much more comfortable than the decision many Americans who are currently searching for affordable health insurance for 2019 have to make. You are even luckier if your employer offers coverage that is affordable for your spouse and/or children.
If you are one of many struggling to find affordable health insurance, contact us today for a FREE consultation!
You are likely paying more than you have to for health insurance if any of the following apply to you/your family:
Premiums consume a substantial part of your monthly income
You or your spouse are eligible for other benefits such as Medicare and you remain on an employer-sponsored plan (especially if the spouse of the employee is Medicare eligible)
You simply do not have access to an employer-based group plan and purchase insurance through the Marketplace without a subsidy. i.e. self-employed, working part-time or experiencing a transition in life that has impacted your access to insurance
Why do people pay too much for health insurance?
The reason is never that they choose to do so. Forking out $1,000+ per month for an insurance plan that doesn’t pay for your medical services until you’ve spent several thousand dollars out of pocket is not something anyone is happy about it. Sadly, people end up in that exact situation because they think it is their only option.
That is a mistake that we do not want YOU to make this year. Comment on this post or visit our page for other ways to contact us we so can help you find the solution that fits your family’s healthcare needs and budget!
The people we have helped in the past week will save $500- $1600 PER MONTH on premiums for 2019. In addition to saving money, they will also have coverage for services that they did not this year, such as dental, vision and even plans that pay them cash if they do have a costly medical event!
Do not hesitate and risk missing your opportunity to enroll in a better plan that costs less each month.
Here’s a hint: If you’re healthy and paying nearly $1,000 per month or more for a plan from the Marketplace, this applies to YOU! You aren’t stuck with a high-cost plan that has a steep price tag for your medical services just because you don’t have access to an employer plan and don’t qualify for a premium tax credit. Let us help you find a solution today!